About - Veto

Why we're building this

Software agents are starting to act on their own - researching, booking, buying, subscribing, settling. But almost every demo ends the same way: "we wouldn't actually let it touch real money." That's not a safety feature; it's an admission that there was no safe way to do it. Either the agent is real and the money is fake, or the money is real and the agent is sandboxed.

Our mission is to make agent-driven payments trustworthy - to give any person or business a way to let agents transact with real funds, bounded by rules they set and backed by proof they can verify, without ever handing over custody of a single dollar. When money moves at machine speed, the controls have to move with it. That's what we build.

Both sides of the agent economy

Veto is the boundary in the middle of every agent payment - for the side that spends, and the side that gets paid.

↑ You spend

Give your agents money

For people & companies running agents that buy, book, and pay.

Connect any wallet. Veto wraps it in a policy-guarded account - you keep the keys, we never hold your funds.
Set the rules. Per-transaction and daily caps, allowlists, categories, time windows, human-approval thresholds.
Let the agent spend. Before anything settles we check it and return allow / deny / escalate, with a signed receipt - and an on-chain guard hard-stops what the rules forbid, even if our API is down.

↓ You get paid

Get paid by agents

For businesses that want to sell to the millions of agents coming online.

List what you sell. Expose your product, API, or service so agents can discover and buy it - no checkout form, no human in the loop.
Get paid in stablecoins. Agents pay you directly and settle in seconds - global, final, and cheap enough for a fraction of a cent.
Keep the receipts. Every payment carries the same fraud and sanctions checks a card network runs, plus a signed receipt you can verify without us.

Why stablecoins

The native money of machine-speed commerce.

Card rails and bank transfers were designed for humans: minimum fees, chargebacks, business-day settlement, borders. None of that fits a program paying another program a fraction of a cent, thousands of times a day, anywhere on earth. Stablecoins do - so that's the rail we're built on.

Stablecoins are how agents actually transact.

Programmable money a program can move without a human clicking "pay."

Instant & final settlement - seconds, not business days, no chargebacks to reconcile.

Micro-friendly - cents and fractions of a cent are economical, not eaten by fees.

Global by default - one rail, every country, no correspondent banks.

How we do it

We come at this from payments, not hype.

Moving money safely has always been a discipline - authorization, limits, settlement, fraud controls, sanctions screening, and an audit trail that holds up later. Autonomous agents don't relax those requirements; they raise the stakes, because the party initiating a payment is no longer a person who can be held to account in the usual ways. So we build to the standard payments has always demanded:

policy→ risk engine→ allow / deny / escalate→ signed receipt→ on-chain hard-stop

Every decision Veto makes is signed (Ed25519) and independently verifiable - an auditor, a counterparty, or your own future self can confirm what happened without trusting us and without needing us online. Our enforcement contracts, policy schema, SDKs, and verifier are open at github.com/veto-protocol, because trust infrastructure should be inspectable.

Who we are

We're a team out of payments and fintech, focused on getting one thing right: the boundary between an autonomous agent and real money. If you're building agents that transact - on cards, on-chain, on x402, anywhere - or running a business that wants to accept agent payments safely - we'd like to hear from you.

The agent economy will run on trust that can be proven, not promised. That's what we're here to build.